Monthly Repayment |
HKD$76,253
|
Initial Payment |
HKD$10.72 Millions
|
Loan Amount |
HKD$16.08 Millions
|
Total interest |
HKD$6.8 Millions
|
complete insurance payment |
HKD$48,240 (0.3%)
|
Stamp Duty |
HKD$1,139,000
|
Legal Fee |
HKD$84,500
|
Agency Fee |
HKD$268,000
|
Total Expense |
HKD$1,539,740
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 198286 | 140867 | 109964 | 96237 | 73951 | 60601 | 51719 |
1.5% | 201773 | 144384 | 113517 | 99815 | 77593 | 64309 | 55495 |
2% | 205300 | 147957 | 117142 | 103476 | 81346 | 68155 | 59434 |
2.5% | 208865 | 151586 | 120839 | 107219 | 85208 | 72137 | 63535 |
3% | 212469 | 155269 | 124607 | 111045 | 89179 | 76253 | 67793 |
3.5% | 216112 | 159008 | 128446 | 114953 | 93257 | 80500 | 72206 |
4% | 219794 | 162802 | 132357 | 118941 | 97441 | 84876 | 76768 |
4.5% | 223514 | 166650 | 136337 | 123010 | 101730 | 89377 | 81474 |
5% | 227273 | 170553 | 140388 | 127159 | 106120 | 94002 | 86320 |
5.5% | 231070 | 174510 | 144507 | 131387 | 110612 | 98745 | 91300 |
6% | 234905 | 178520 | 148695 | 135692 | 115202 | 103603 | 96407 |