Monthly Repayment |
HKD$7,625
|
Initial Payment |
HKD$1.07 Millions
|
Loan Amount |
HKD$1.61 Millions
|
Total interest |
HKD$0.68 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$18,400
|
Agency Fee |
HKD$26,800
|
Total Expense |
HKD$45,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 19828 | 14086 | 10996 | 9623 | 7395 | 6060 | 5171 |
1.5% | 20177 | 14438 | 11351 | 9981 | 7759 | 6430 | 5549 |
2% | 20530 | 14795 | 11714 | 10347 | 8134 | 6815 | 5943 |
2.5% | 20886 | 15158 | 12083 | 10721 | 8520 | 7213 | 6353 |
3% | 21246 | 15526 | 12460 | 11104 | 8917 | 7625 | 6779 |
3.5% | 21611 | 15900 | 12844 | 11495 | 9325 | 8050 | 7220 |
4% | 21979 | 16280 | 13235 | 11894 | 9744 | 8487 | 7676 |
4.5% | 22351 | 16665 | 13633 | 12301 | 10173 | 8937 | 8147 |
5% | 22727 | 17055 | 14038 | 12715 | 10612 | 9400 | 8632 |
5.5% | 23107 | 17451 | 14450 | 13138 | 11061 | 9874 | 9130 |
6% | 23490 | 17852 | 14869 | 13569 | 11520 | 10360 | 9640 |