Monthly Repayment |
HKD$63,070
|
Initial Payment |
HKD$13.3 Millions
|
Loan Amount |
HKD$13.3 Millions
|
Total interest |
HKD$5.62 Millions
|
complete insurance payment |
HKD$39,900 (0.3%)
|
Stamp Duty |
HKD$1,130,500
|
Legal Fee |
HKD$84,000
|
Agency Fee |
HKD$266,000
|
Total Expense |
HKD$1,520,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 164005 | 116513 | 90953 | 79599 | 61165 | 50124 | 42778 |
1.5% | 166890 | 119422 | 93892 | 82558 | 64178 | 53191 | 45900 |
2% | 169806 | 122377 | 96890 | 85586 | 67282 | 56372 | 49159 |
2.5% | 172755 | 125378 | 99947 | 88682 | 70477 | 59666 | 52551 |
3% | 175736 | 128425 | 103064 | 91847 | 73761 | 63070 | 56073 |
3.5% | 178750 | 131518 | 106240 | 95079 | 77134 | 66582 | 59722 |
4% | 181795 | 134656 | 109474 | 98378 | 80595 | 70202 | 63496 |
4.5% | 184872 | 137839 | 112766 | 101744 | 84142 | 73925 | 67389 |
5% | 187980 | 141067 | 116116 | 105175 | 87774 | 77750 | 71397 |
5.5% | 191121 | 144339 | 119524 | 108672 | 91489 | 81673 | 75515 |
6% | 194293 | 147657 | 122988 | 112232 | 95285 | 85692 | 79740 |