Monthly Repayment |
HKD$8,796
|
Initial Payment |
HKD$0.8 Millions
|
Loan Amount |
HKD$1.86 Millions
|
Total interest |
HKD$0.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$18,250
|
Agency Fee |
HKD$26,500
|
Total Expense |
HKD$44,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 22874 | 16250 | 12685 | 11102 | 8531 | 6990 | 5966 |
1.5% | 23276 | 16656 | 13095 | 11514 | 8951 | 7418 | 6401 |
2% | 23683 | 17068 | 13513 | 11937 | 9384 | 7862 | 6856 |
2.5% | 24094 | 17487 | 13940 | 12368 | 9829 | 8321 | 7329 |
3% | 24510 | 17912 | 14374 | 12810 | 10287 | 8796 | 7820 |
3.5% | 24930 | 18343 | 14817 | 13261 | 10758 | 9286 | 8329 |
4% | 25355 | 18780 | 15268 | 13721 | 11240 | 9791 | 8856 |
4.5% | 25784 | 19224 | 15728 | 14190 | 11735 | 10310 | 9399 |
5% | 26218 | 19675 | 16195 | 14669 | 12242 | 10844 | 9958 |
5.5% | 26656 | 20131 | 16670 | 15156 | 12760 | 11391 | 10532 |
6% | 27098 | 20594 | 17153 | 15653 | 13289 | 11951 | 11121 |