Monthly Repayment |
HKD$62,785
|
Initial Payment |
HKD$13.24 Millions
|
Loan Amount |
HKD$13.24 Millions
|
Total interest |
HKD$5.6 Millions
|
complete insurance payment |
HKD$39,720 (0.3%)
|
Stamp Duty |
HKD$1,125,400
|
Legal Fee |
HKD$83,700
|
Agency Fee |
HKD$264,800
|
Total Expense |
HKD$1,513,620
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 163265 | 115987 | 90543 | 79240 | 60890 | 49897 | 42585 |
1.5% | 166137 | 118883 | 93468 | 82186 | 63889 | 52951 | 45693 |
2% | 169040 | 121825 | 96453 | 85200 | 66978 | 56118 | 48937 |
2.5% | 171976 | 124813 | 99496 | 88282 | 70159 | 59396 | 52314 |
3% | 174944 | 127846 | 102599 | 91433 | 73428 | 62785 | 55820 |
3.5% | 177943 | 130924 | 105760 | 94650 | 76786 | 66282 | 59453 |
4% | 180974 | 134048 | 108980 | 97934 | 80231 | 69885 | 63209 |
4.5% | 184038 | 137217 | 112258 | 101285 | 83762 | 73592 | 67085 |
5% | 187132 | 140430 | 115593 | 104701 | 87378 | 77399 | 71075 |
5.5% | 190259 | 143688 | 118985 | 108181 | 91076 | 81305 | 75175 |
6% | 193417 | 146991 | 122433 | 111726 | 94855 | 85305 | 79380 |