Monthly Repayment |
HKD$62,595
|
Initial Payment |
HKD$13.2 Millions
|
Loan Amount |
HKD$13.2 Millions
|
Total interest |
HKD$5.58 Millions
|
complete insurance payment |
HKD$39,600 (0.3%)
|
Stamp Duty |
HKD$1,122,000
|
Legal Fee |
HKD$83,500
|
Agency Fee |
HKD$264,000
|
Total Expense |
HKD$1,509,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 162772 | 115637 | 90269 | 79001 | 60706 | 49747 | 42456 |
1.5% | 165635 | 118524 | 93186 | 81938 | 63695 | 52791 | 45555 |
2% | 168530 | 121457 | 96161 | 84943 | 66776 | 55948 | 48789 |
2.5% | 171456 | 124436 | 99196 | 88016 | 69947 | 59217 | 52155 |
3% | 174415 | 127460 | 102289 | 91156 | 73206 | 62595 | 55651 |
3.5% | 177406 | 130529 | 105441 | 94364 | 76554 | 66082 | 59273 |
4% | 180428 | 133643 | 108651 | 97638 | 79989 | 69674 | 63018 |
4.5% | 183482 | 136802 | 111918 | 100979 | 83509 | 73369 | 66882 |
5% | 186567 | 140006 | 115243 | 104384 | 87114 | 77165 | 70860 |
5.5% | 189684 | 143254 | 118625 | 107855 | 90801 | 81059 | 74948 |
6% | 192832 | 146547 | 122063 | 111389 | 94568 | 85047 | 79140 |