Monthly Repayment |
HKD$74,830
|
Initial Payment |
HKD$10.52 Millions
|
Loan Amount |
HKD$15.78 Millions
|
Total interest |
HKD$6.67 Millions
|
complete insurance payment |
HKD$47,340 (0.3%)
|
Stamp Duty |
HKD$1,117,750
|
Legal Fee |
HKD$83,250
|
Agency Fee |
HKD$263,000
|
Total Expense |
HKD$1,511,340
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 194587 | 138239 | 107913 | 94442 | 72571 | 59470 | 50754 |
1.5% | 198009 | 141690 | 111399 | 97953 | 76145 | 63109 | 54459 |
2% | 201470 | 145197 | 114956 | 101545 | 79828 | 66884 | 58325 |
2.5% | 204968 | 148757 | 118584 | 105219 | 83618 | 70791 | 62350 |
3% | 208505 | 152372 | 122282 | 108973 | 87515 | 74830 | 66529 |
3.5% | 212080 | 156041 | 126050 | 112808 | 91517 | 78998 | 70859 |
4% | 215693 | 159764 | 129887 | 116722 | 95623 | 83292 | 75336 |
4.5% | 219344 | 163541 | 133794 | 120715 | 99832 | 87710 | 79954 |
5% | 223033 | 167371 | 137768 | 124787 | 104141 | 92248 | 84710 |
5.5% | 226759 | 171254 | 141811 | 128935 | 108548 | 96903 | 89597 |
6% | 230522 | 175190 | 145921 | 133160 | 113052 | 101670 | 94609 |