Monthly Repayment |
HKD$62,358
|
Initial Payment |
HKD$13.15 Millions
|
Loan Amount |
HKD$13.15 Millions
|
Total interest |
HKD$5.56 Millions
|
complete insurance payment |
HKD$39,450 (0.3%)
|
Stamp Duty |
HKD$1,117,750
|
Legal Fee |
HKD$83,250
|
Agency Fee |
HKD$263,000
|
Total Expense |
HKD$1,503,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 162155 | 115199 | 89927 | 78702 | 60476 | 49558 | 42295 |
1.5% | 165007 | 118075 | 92833 | 81627 | 63454 | 52591 | 45383 |
2% | 167891 | 120997 | 95797 | 84621 | 66523 | 55736 | 48604 |
2.5% | 170807 | 123964 | 98820 | 87682 | 69682 | 58993 | 51958 |
3% | 173754 | 126977 | 101902 | 90811 | 72929 | 62358 | 55440 |
3.5% | 176734 | 130034 | 105041 | 94007 | 76264 | 65831 | 59049 |
4% | 179744 | 133137 | 108239 | 97268 | 79686 | 69410 | 62780 |
4.5% | 182787 | 136284 | 111495 | 100596 | 83193 | 73091 | 66629 |
5% | 185860 | 139476 | 114807 | 103989 | 86784 | 76873 | 70592 |
5.5% | 188966 | 142712 | 118176 | 107446 | 90457 | 80752 | 74664 |
6% | 192102 | 145991 | 121601 | 110967 | 94210 | 84725 | 78840 |