Monthly Repayment |
HKD$62,311
|
Initial Payment |
HKD$13.14 Millions
|
Loan Amount |
HKD$13.14 Millions
|
Total interest |
HKD$5.55 Millions
|
complete insurance payment |
HKD$39,420 (0.3%)
|
Stamp Duty |
HKD$1,116,900
|
Legal Fee |
HKD$83,200
|
Agency Fee |
HKD$262,800
|
Total Expense |
HKD$1,502,320
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 162032 | 115111 | 89859 | 78642 | 60430 | 49521 | 42263 |
1.5% | 164882 | 117986 | 92762 | 81565 | 63406 | 52551 | 45348 |
2% | 167764 | 120905 | 95724 | 84557 | 66473 | 55694 | 48567 |
2.5% | 170677 | 123870 | 98745 | 87616 | 69629 | 58948 | 51918 |
3% | 173622 | 126880 | 101824 | 90742 | 72874 | 62311 | 55398 |
3.5% | 176599 | 129936 | 104962 | 93935 | 76206 | 65781 | 59004 |
4% | 179608 | 133036 | 108157 | 97194 | 79625 | 69357 | 62732 |
4.5% | 182648 | 136180 | 111410 | 100520 | 83130 | 73036 | 66578 |
5% | 185719 | 139370 | 114720 | 103910 | 86718 | 76815 | 70538 |
5.5% | 188822 | 142603 | 118086 | 107364 | 90388 | 80691 | 74607 |
6% | 191956 | 145880 | 121508 | 110882 | 94139 | 84661 | 78780 |