Monthly Repayment |
HKD$62,121
|
Initial Payment |
HKD$13.1 Millions
|
Loan Amount |
HKD$13.1 Millions
|
Total interest |
HKD$5.54 Millions
|
complete insurance payment |
HKD$39,300 (0.3%)
|
Stamp Duty |
HKD$1,113,500
|
Legal Fee |
HKD$83,000
|
Agency Fee |
HKD$262,000
|
Total Expense |
HKD$1,497,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 161539 | 114761 | 89585 | 78402 | 60246 | 49370 | 42134 |
1.5% | 164380 | 117626 | 92480 | 81317 | 63213 | 52391 | 45210 |
2% | 167253 | 120537 | 95433 | 84299 | 66270 | 55524 | 48420 |
2.5% | 170157 | 123493 | 98444 | 87349 | 69417 | 58768 | 51760 |
3% | 173094 | 126494 | 101514 | 90466 | 72652 | 62121 | 55230 |
3.5% | 176062 | 129540 | 104642 | 93649 | 75974 | 65581 | 58824 |
4% | 179061 | 132631 | 107828 | 96899 | 79383 | 69146 | 62541 |
4.5% | 182092 | 135766 | 111071 | 100214 | 82877 | 72814 | 66375 |
5% | 185154 | 138945 | 114370 | 103593 | 86454 | 76581 | 70323 |
5.5% | 188247 | 142169 | 117726 | 107037 | 90113 | 80445 | 74380 |
6% | 191372 | 145436 | 121138 | 110545 | 93852 | 84403 | 78541 |