Monthly Repayment |
HKD$62,074
|
Initial Payment |
HKD$13.09 Millions
|
Loan Amount |
HKD$13.09 Millions
|
Total interest |
HKD$5.53 Millions
|
complete insurance payment |
HKD$39,270 (0.3%)
|
Stamp Duty |
HKD$1,112,650
|
Legal Fee |
HKD$82,950
|
Agency Fee |
HKD$261,800
|
Total Expense |
HKD$1,496,670
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 161416 | 114673 | 89517 | 78342 | 60200 | 49332 | 42102 |
1.5% | 164255 | 117537 | 92409 | 81255 | 63165 | 52351 | 45176 |
2% | 167125 | 120445 | 95360 | 84235 | 66220 | 55482 | 48383 |
2.5% | 170028 | 123399 | 98369 | 87282 | 69364 | 58723 | 51721 |
3% | 172962 | 126398 | 101437 | 90397 | 72596 | 62074 | 55187 |
3.5% | 175927 | 129441 | 104562 | 93578 | 75916 | 65531 | 58779 |
4% | 178924 | 132529 | 107745 | 96825 | 79322 | 69093 | 62493 |
4.5% | 181953 | 135662 | 110986 | 100137 | 82813 | 72758 | 66325 |
5% | 185012 | 138839 | 114283 | 103514 | 86388 | 76522 | 70269 |
5.5% | 188103 | 142060 | 117637 | 106956 | 90044 | 80384 | 74323 |
6% | 191225 | 145325 | 121046 | 110460 | 93780 | 84339 | 78481 |