Monthly Repayment |
HKD$73,976
|
Initial Payment |
HKD$10.4 Millions
|
Loan Amount |
HKD$15.6 Millions
|
Total interest |
HKD$6.59 Millions
|
complete insurance payment |
HKD$46,800 (0.3%)
|
Stamp Duty |
HKD$1,105,000
|
Legal Fee |
HKD$82,500
|
Agency Fee |
HKD$260,000
|
Total Expense |
HKD$1,494,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 192367 | 136662 | 106682 | 93365 | 71743 | 58792 | 50175 |
1.5% | 195750 | 140074 | 110128 | 96835 | 75277 | 62390 | 53838 |
2% | 199171 | 143540 | 113645 | 100387 | 78917 | 66121 | 57660 |
2.5% | 202630 | 147061 | 117231 | 104019 | 82664 | 69984 | 61638 |
3% | 206127 | 150634 | 120887 | 107730 | 86517 | 73976 | 65770 |
3.5% | 209661 | 154261 | 124612 | 111521 | 90473 | 78097 | 70050 |
4% | 213233 | 157942 | 128406 | 115391 | 94532 | 82342 | 74476 |
4.5% | 216842 | 161675 | 132267 | 119338 | 98693 | 86709 | 79042 |
5% | 220488 | 165462 | 136197 | 123363 | 102953 | 91196 | 83744 |
5.5% | 224172 | 169300 | 140193 | 127465 | 107310 | 95797 | 88575 |
6% | 227893 | 173191 | 144256 | 131641 | 111763 | 100511 | 93529 |