Monthly Repayment |
HKD$89,775
|
Initial Payment |
HKD$13 Millions
|
Loan Amount |
HKD$13 Millions
|
Total interest |
HKD$3.16 Millions
|
complete insurance payment |
HKD$39,000 (0.3%)
|
Stamp Duty |
HKD$1,105,000
|
Legal Fee |
HKD$82,500
|
Agency Fee |
HKD$260,000
|
Total Expense |
HKD$1,486,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 160306 | 113885 | 88901 | 77804 | 59786 | 48993 | 41813 |
1.5% | 163125 | 116728 | 91774 | 80696 | 62730 | 51991 | 44865 |
2% | 165976 | 119617 | 94704 | 83656 | 65764 | 55101 | 48050 |
2.5% | 168859 | 122550 | 97693 | 86682 | 68887 | 58320 | 51365 |
3% | 171772 | 125528 | 100739 | 89775 | 72097 | 61647 | 54808 |
3.5% | 174718 | 128551 | 103843 | 92934 | 75394 | 65081 | 58375 |
4% | 177694 | 131618 | 107005 | 96159 | 78777 | 68618 | 62063 |
4.5% | 180702 | 134729 | 110223 | 99449 | 82244 | 72258 | 65869 |
5% | 183740 | 137885 | 113497 | 102803 | 85794 | 75996 | 69786 |
5.5% | 186810 | 141084 | 116828 | 106220 | 89425 | 79831 | 73812 |
6% | 189911 | 144326 | 120214 | 109701 | 93136 | 83759 | 77941 |