Monthly Repayment |
HKD$8,630
|
Initial Payment |
HKD$0.78 Millions
|
Loan Amount |
HKD$1.82 Millions
|
Total interest |
HKD$0.77 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$18,000
|
Agency Fee |
HKD$26,000
|
Total Expense |
HKD$44,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 22442 | 15943 | 12446 | 10892 | 8370 | 6859 | 5853 |
1.5% | 22837 | 16342 | 12848 | 11297 | 8782 | 7278 | 6281 |
2% | 23236 | 16746 | 13258 | 11711 | 9207 | 7714 | 6727 |
2.5% | 23640 | 17157 | 13677 | 12135 | 9644 | 8164 | 7191 |
3% | 24048 | 17574 | 14103 | 12568 | 10093 | 8630 | 7673 |
3.5% | 24460 | 17997 | 14538 | 13010 | 10555 | 9111 | 8172 |
4% | 24877 | 18426 | 14980 | 13462 | 11028 | 9606 | 8688 |
4.5% | 25298 | 18862 | 15431 | 13922 | 11514 | 10116 | 9221 |
5% | 25723 | 19303 | 15889 | 14392 | 12011 | 10639 | 9770 |
5.5% | 26153 | 19751 | 16355 | 14870 | 12519 | 11176 | 10333 |
6% | 26587 | 20205 | 16829 | 15358 | 13039 | 11726 | 10911 |