Monthly Repayment |
HKD$7,397
|
Initial Payment |
HKD$1.04 Millions
|
Loan Amount |
HKD$1.56 Millions
|
Total interest |
HKD$0.66 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$18,000
|
Agency Fee |
HKD$26,000
|
Total Expense |
HKD$44,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 19236 | 13666 | 10668 | 9336 | 7174 | 5879 | 5017 |
1.5% | 19575 | 14007 | 11012 | 9683 | 7527 | 6239 | 5383 |
2% | 19917 | 14354 | 11364 | 10038 | 7891 | 6612 | 5766 |
2.5% | 20263 | 14706 | 11723 | 10401 | 8266 | 6998 | 6163 |
3% | 20612 | 15063 | 12088 | 10773 | 8651 | 7397 | 6577 |
3.5% | 20966 | 15426 | 12461 | 11152 | 9047 | 7809 | 7005 |
4% | 21323 | 15794 | 12840 | 11539 | 9453 | 8234 | 7447 |
4.5% | 21684 | 16167 | 13226 | 11933 | 9869 | 8670 | 7904 |
5% | 22048 | 16546 | 13619 | 12336 | 10295 | 9119 | 8374 |
5.5% | 22417 | 16930 | 14019 | 12746 | 10731 | 9579 | 8857 |
6% | 22789 | 17319 | 14425 | 13164 | 11176 | 10051 | 9352 |