Monthly Repayment |
HKD$89,499
|
Initial Payment |
HKD$12.96 Millions
|
Loan Amount |
HKD$12.96 Millions
|
Total interest |
HKD$3.15 Millions
|
complete insurance payment |
HKD$38,880 (0.3%)
|
Stamp Duty |
HKD$1,101,600
|
Legal Fee |
HKD$82,300
|
Agency Fee |
HKD$259,200
|
Total Expense |
HKD$1,481,980
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 159812 | 113534 | 88628 | 77564 | 59602 | 48842 | 41684 |
1.5% | 162623 | 116369 | 91491 | 80448 | 62537 | 51831 | 44727 |
2% | 165465 | 119249 | 94413 | 83398 | 65562 | 54931 | 47902 |
2.5% | 168339 | 122173 | 97392 | 86415 | 68675 | 58140 | 51207 |
3% | 171244 | 125142 | 100429 | 89499 | 71875 | 61457 | 54639 |
3.5% | 174180 | 128156 | 103524 | 92648 | 75162 | 64880 | 58196 |
4% | 177147 | 131213 | 106675 | 95863 | 78535 | 68407 | 61873 |
4.5% | 180146 | 134315 | 109884 | 99143 | 81991 | 72035 | 65666 |
5% | 183175 | 137460 | 113148 | 102486 | 85530 | 75762 | 69572 |
5.5% | 186235 | 140650 | 116468 | 105894 | 89150 | 79585 | 73585 |
6% | 189326 | 143882 | 119844 | 109363 | 92849 | 83501 | 77701 |