Monthly Repayment |
HKD$72,838
|
Initial Payment |
HKD$10.24 Millions
|
Loan Amount |
HKD$15.36 Millions
|
Total interest |
HKD$6.49 Millions
|
complete insurance payment |
HKD$46,080 (0.3%)
|
Stamp Duty |
HKD$1,088,000
|
Legal Fee |
HKD$81,500
|
Agency Fee |
HKD$256,000
|
Total Expense |
HKD$1,471,580
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 189407 | 134559 | 105041 | 91928 | 70639 | 57887 | 49403 |
1.5% | 192739 | 137919 | 108434 | 95346 | 74118 | 61430 | 53010 |
2% | 196107 | 141332 | 111897 | 98842 | 77703 | 65104 | 56773 |
2.5% | 199513 | 144798 | 115428 | 102418 | 81393 | 68907 | 60690 |
3% | 202956 | 148317 | 119027 | 106073 | 85186 | 72838 | 64758 |
3.5% | 206436 | 151888 | 122695 | 109805 | 89081 | 76895 | 68973 |
4% | 209952 | 155512 | 126430 | 113616 | 93078 | 81075 | 73330 |
4.5% | 213506 | 159188 | 130232 | 117502 | 97174 | 85375 | 77826 |
5% | 217096 | 162916 | 134101 | 121465 | 101369 | 89793 | 82455 |
5.5% | 220723 | 166696 | 138037 | 125504 | 105659 | 94323 | 87212 |
6% | 224387 | 170527 | 142037 | 129616 | 110043 | 98964 | 92090 |