Monthly Repayment |
HKD$60,699
|
Initial Payment |
HKD$12.8 Millions
|
Loan Amount |
HKD$12.8 Millions
|
Total interest |
HKD$5.41 Millions
|
complete insurance payment |
HKD$38,400 (0.3%)
|
Stamp Duty |
HKD$1,088,000
|
Legal Fee |
HKD$81,500
|
Agency Fee |
HKD$256,000
|
Total Expense |
HKD$1,463,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 157839 | 112133 | 87534 | 76607 | 58866 | 48239 | 41169 |
1.5% | 160616 | 114933 | 90362 | 79455 | 61765 | 51191 | 44175 |
2% | 163423 | 117777 | 93247 | 82369 | 64753 | 54253 | 47311 |
2.5% | 166261 | 120665 | 96190 | 85349 | 67827 | 57422 | 50575 |
3% | 169130 | 123597 | 99189 | 88394 | 70988 | 60699 | 53965 |
3.5% | 172030 | 126573 | 102246 | 91504 | 74234 | 64079 | 57477 |
4% | 174960 | 129593 | 105358 | 94680 | 77565 | 67563 | 61109 |
4.5% | 177922 | 132657 | 108527 | 97919 | 80979 | 71146 | 64855 |
5% | 180914 | 135763 | 111751 | 101221 | 84474 | 74827 | 68713 |
5.5% | 183936 | 138913 | 115030 | 104586 | 88049 | 78603 | 72676 |
6% | 186989 | 142106 | 118364 | 108013 | 91703 | 82470 | 76742 |