Monthly Repayment |
HKD$72,554
|
Initial Payment |
HKD$10.2 Millions
|
Loan Amount |
HKD$15.3 Millions
|
Total interest |
HKD$6.47 Millions
|
complete insurance payment |
HKD$45,900 (0.3%)
|
Stamp Duty |
HKD$1,083,750
|
Legal Fee |
HKD$81,250
|
Agency Fee |
HKD$255,000
|
Total Expense |
HKD$1,465,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 188668 | 134034 | 104630 | 91569 | 70363 | 57661 | 49210 |
1.5% | 191986 | 137380 | 108011 | 94973 | 73829 | 61190 | 52803 |
2% | 195341 | 140780 | 111460 | 98456 | 77400 | 64849 | 56551 |
2.5% | 198734 | 144232 | 114977 | 102018 | 81075 | 68638 | 60453 |
3% | 202163 | 147737 | 118562 | 105658 | 84853 | 72554 | 64505 |
3.5% | 205629 | 151295 | 122216 | 109377 | 88733 | 76595 | 68703 |
4% | 209132 | 154905 | 125936 | 113172 | 92714 | 80759 | 73044 |
4.5% | 212672 | 158566 | 129724 | 117043 | 96795 | 85042 | 77522 |
5% | 216248 | 162280 | 133578 | 120991 | 100973 | 89442 | 82133 |
5.5% | 219861 | 166045 | 137497 | 125013 | 105246 | 93955 | 86871 |
6% | 223510 | 169861 | 141482 | 129110 | 109613 | 98578 | 91731 |