Monthly Repayment |
HKD$7,255
|
Initial Payment |
HKD$1.02 Millions
|
Loan Amount |
HKD$1.53 Millions
|
Total interest |
HKD$0.65 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$17,750
|
Agency Fee |
HKD$25,500
|
Total Expense |
HKD$43,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 18866 | 13403 | 10463 | 9156 | 7036 | 5766 | 4921 |
1.5% | 19198 | 13738 | 10801 | 9497 | 7382 | 6119 | 5280 |
2% | 19534 | 14078 | 11146 | 9845 | 7740 | 6484 | 5655 |
2.5% | 19873 | 14423 | 11497 | 10201 | 8107 | 6863 | 6045 |
3% | 20216 | 14773 | 11856 | 10565 | 8485 | 7255 | 6450 |
3.5% | 20562 | 15129 | 12221 | 10937 | 8873 | 7659 | 6870 |
4% | 20913 | 15490 | 12593 | 11317 | 9271 | 8075 | 7304 |
4.5% | 21267 | 15856 | 12972 | 11704 | 9679 | 8504 | 7752 |
5% | 21624 | 16228 | 13357 | 12099 | 10097 | 8944 | 8213 |
5.5% | 21986 | 16604 | 13749 | 12501 | 10524 | 9395 | 8687 |
6% | 22351 | 16986 | 14148 | 12911 | 10961 | 9857 | 9173 |