Monthly Repayment |
HKD$71,985
|
Initial Payment |
HKD$10.12 Millions
|
Loan Amount |
HKD$15.18 Millions
|
Total interest |
HKD$6.42 Millions
|
complete insurance payment |
HKD$45,540 (0.3%)
|
Stamp Duty |
HKD$1,075,250
|
Legal Fee |
HKD$80,750
|
Agency Fee |
HKD$253,000
|
Total Expense |
HKD$1,454,540
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 187188 | 132983 | 103810 | 90851 | 69811 | 57209 | 48824 |
1.5% | 190480 | 136303 | 107163 | 94228 | 73250 | 60710 | 52389 |
2% | 193809 | 139676 | 110585 | 97684 | 76793 | 64341 | 56108 |
2.5% | 197175 | 143101 | 114075 | 101218 | 80439 | 68100 | 59979 |
3% | 200577 | 146579 | 117633 | 104830 | 84187 | 71985 | 63999 |
3.5% | 204016 | 150108 | 121257 | 108519 | 88037 | 75994 | 68164 |
4% | 207492 | 153690 | 124949 | 112284 | 91987 | 80125 | 72471 |
4.5% | 211004 | 157323 | 128706 | 116125 | 96036 | 84375 | 76914 |
5% | 214552 | 161007 | 132530 | 120042 | 100181 | 88740 | 81489 |
5.5% | 218137 | 164742 | 136419 | 124033 | 104421 | 93218 | 86190 |
6% | 221757 | 168529 | 140373 | 128097 | 108754 | 97804 | 91011 |