Monthly Repayment |
HKD$59,940
|
Initial Payment |
HKD$12.64 Millions
|
Loan Amount |
HKD$12.64 Millions
|
Total interest |
HKD$5.34 Millions
|
complete insurance payment |
HKD$37,920 (0.3%)
|
Stamp Duty |
HKD$1,074,400
|
Legal Fee |
HKD$80,700
|
Agency Fee |
HKD$252,800
|
Total Expense |
HKD$1,445,820
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 155866 | 110731 | 86440 | 75649 | 58130 | 47636 | 40655 |
1.5% | 158608 | 113496 | 89232 | 78461 | 60993 | 50551 | 43623 |
2% | 161380 | 116305 | 92082 | 81339 | 63943 | 53575 | 46719 |
2.5% | 164182 | 119157 | 94987 | 84282 | 66979 | 56705 | 49943 |
3% | 167016 | 122052 | 97950 | 87289 | 70101 | 59940 | 53290 |
3.5% | 169879 | 124991 | 100968 | 90361 | 73306 | 63278 | 56759 |
4% | 172773 | 127973 | 104041 | 93496 | 76595 | 66718 | 60345 |
4.5% | 175698 | 130998 | 107170 | 96695 | 79966 | 70257 | 64045 |
5% | 178652 | 134066 | 110354 | 99956 | 83418 | 73892 | 67854 |
5.5% | 181637 | 137177 | 113592 | 103279 | 86948 | 77620 | 71768 |
6% | 184652 | 140329 | 116885 | 106663 | 90556 | 81439 | 75783 |