Monthly Repayment |
HKD$71,416
|
Initial Payment |
HKD$10.04 Millions
|
Loan Amount |
HKD$15.06 Millions
|
Total interest |
HKD$6.36 Millions
|
complete insurance payment |
HKD$45,180 (0.3%)
|
Stamp Duty |
HKD$1,066,750
|
Legal Fee |
HKD$80,250
|
Agency Fee |
HKD$251,000
|
Total Expense |
HKD$1,443,180
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 185708 | 131931 | 102989 | 90133 | 69260 | 56756 | 48438 |
1.5% | 188974 | 135225 | 106316 | 93483 | 72671 | 60230 | 51975 |
2% | 192277 | 138572 | 109711 | 96912 | 76186 | 63832 | 55664 |
2.5% | 195616 | 141970 | 113173 | 100418 | 79803 | 67561 | 59505 |
3% | 198992 | 145420 | 116703 | 104001 | 83522 | 71416 | 63493 |
3.5% | 202404 | 148922 | 120299 | 107661 | 87341 | 75393 | 67626 |
4% | 205852 | 152475 | 123961 | 111397 | 91260 | 79492 | 71898 |
4.5% | 209336 | 156079 | 127689 | 115207 | 95276 | 83708 | 76306 |
5% | 212856 | 159734 | 131482 | 119093 | 99389 | 88039 | 80845 |
5.5% | 216412 | 163440 | 135340 | 123052 | 103595 | 92481 | 85509 |
6% | 220004 | 167196 | 139263 | 127084 | 107894 | 97031 | 90292 |