Monthly Repayment |
HKD$59,276
|
Initial Payment |
HKD$12.5 Millions
|
Loan Amount |
HKD$12.5 Millions
|
Total interest |
HKD$5.28 Millions
|
complete insurance payment |
HKD$37,500 (0.3%)
|
Stamp Duty |
HKD$1,062,500
|
Legal Fee |
HKD$80,000
|
Agency Fee |
HKD$250,000
|
Total Expense |
HKD$1,430,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 154140 | 109505 | 85482 | 74811 | 57486 | 47109 | 40204 |
1.5% | 156851 | 112239 | 88244 | 77592 | 60318 | 49992 | 43140 |
2% | 159592 | 115016 | 91062 | 80438 | 63235 | 52981 | 46202 |
2.5% | 162364 | 117837 | 93935 | 83348 | 66237 | 56077 | 49390 |
3% | 165166 | 120700 | 96865 | 86322 | 69324 | 59276 | 52700 |
3.5% | 167998 | 123607 | 99849 | 89360 | 72494 | 62577 | 56130 |
4% | 170860 | 126556 | 102889 | 92460 | 75747 | 65979 | 59676 |
4.5% | 173752 | 129548 | 105983 | 95624 | 79081 | 69479 | 63335 |
5% | 176673 | 132581 | 109132 | 98849 | 82494 | 73073 | 67102 |
5.5% | 179625 | 135657 | 112334 | 102135 | 85985 | 76760 | 70973 |
6% | 182606 | 138775 | 115590 | 105482 | 89553 | 80537 | 74943 |