Monthly Repayment |
HKD$8,632
|
Initial Payment |
HKD$1.25 Millions
|
Loan Amount |
HKD$1.25 Millions
|
Total interest |
HKD$0.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$17,500
|
Agency Fee |
HKD$25,000
|
Total Expense |
HKD$42,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 15414 | 10950 | 8548 | 7481 | 5748 | 4710 | 4020 |
1.5% | 15685 | 11223 | 8824 | 7759 | 6031 | 4999 | 4314 |
2% | 15959 | 11501 | 9106 | 8043 | 6323 | 5298 | 4620 |
2.5% | 16236 | 11783 | 9393 | 8334 | 6623 | 5607 | 4939 |
3% | 16516 | 12070 | 9686 | 8632 | 6932 | 5927 | 5270 |
3.5% | 16799 | 12360 | 9984 | 8936 | 7249 | 6257 | 5613 |
4% | 17086 | 12655 | 10288 | 9246 | 7574 | 6597 | 5967 |
4.5% | 17375 | 12954 | 10598 | 9562 | 7908 | 6947 | 6333 |
5% | 17667 | 13258 | 10913 | 9884 | 8249 | 7307 | 6710 |
5.5% | 17962 | 13565 | 11233 | 10213 | 8598 | 7676 | 7097 |
6% | 18260 | 13877 | 11559 | 10548 | 8955 | 8053 | 7494 |