Monthly Repayment |
HKD$58,991
|
Initial Payment |
HKD$12.44 Millions
|
Loan Amount |
HKD$12.44 Millions
|
Total interest |
HKD$5.26 Millions
|
complete insurance payment |
HKD$37,320 (0.3%)
|
Stamp Duty |
HKD$1,057,400
|
Legal Fee |
HKD$79,700
|
Agency Fee |
HKD$248,800
|
Total Expense |
HKD$1,423,220
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 153400 | 108979 | 85072 | 74452 | 57210 | 46882 | 40011 |
1.5% | 156098 | 111700 | 87820 | 77220 | 60028 | 49752 | 42932 |
2% | 158826 | 114464 | 90625 | 80052 | 62931 | 52727 | 45980 |
2.5% | 161585 | 117271 | 93484 | 82948 | 65919 | 55807 | 49153 |
3% | 164373 | 120121 | 96400 | 85908 | 68991 | 58991 | 52447 |
3.5% | 167191 | 123014 | 99370 | 88931 | 72146 | 62277 | 55861 |
4% | 170039 | 125948 | 102395 | 92017 | 75383 | 65662 | 59390 |
4.5% | 172918 | 128926 | 105475 | 95165 | 78701 | 69145 | 63031 |
5% | 175825 | 131945 | 108608 | 98374 | 82098 | 72723 | 66780 |
5.5% | 178763 | 135006 | 111795 | 101645 | 85573 | 76392 | 70632 |
6% | 181730 | 138109 | 115035 | 104975 | 89124 | 80151 | 74584 |