Monthly Repayment |
HKD$58,920
|
Initial Payment |
HKD$12.43 Millions
|
Loan Amount |
HKD$12.43 Millions
|
Total interest |
HKD$5.25 Millions
|
complete insurance payment |
HKD$37,275 (0.3%)
|
Stamp Duty |
HKD$1,056,125
|
Legal Fee |
HKD$79,625
|
Agency Fee |
HKD$248,500
|
Total Expense |
HKD$1,421,525
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 153215 | 108848 | 84969 | 74362 | 57141 | 46826 | 39963 |
1.5% | 155910 | 111565 | 87714 | 77127 | 59956 | 49692 | 42881 |
2% | 158635 | 114326 | 90515 | 79955 | 62856 | 52663 | 45925 |
2.5% | 161390 | 117130 | 93372 | 82848 | 65840 | 55740 | 49093 |
3% | 164175 | 119976 | 96283 | 85804 | 68908 | 58920 | 52384 |
3.5% | 166990 | 122865 | 99250 | 88824 | 72059 | 62202 | 55793 |
4% | 169834 | 125797 | 102272 | 91906 | 75293 | 65583 | 59318 |
4.5% | 172709 | 128770 | 105347 | 95050 | 78606 | 69062 | 62955 |
5% | 175613 | 131786 | 108477 | 98256 | 81999 | 72635 | 66700 |
5.5% | 178547 | 134843 | 111660 | 101522 | 85469 | 76300 | 70547 |
6% | 181511 | 137942 | 114896 | 104849 | 89016 | 80054 | 74494 |