Monthly Repayment |
HKD$58,802
|
Initial Payment |
HKD$12.4 Millions
|
Loan Amount |
HKD$12.4 Millions
|
Total interest |
HKD$5.24 Millions
|
complete insurance payment |
HKD$37,200 (0.3%)
|
Stamp Duty |
HKD$1,054,000
|
Legal Fee |
HKD$79,500
|
Agency Fee |
HKD$248,000
|
Total Expense |
HKD$1,418,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 152907 | 108629 | 84798 | 74213 | 57026 | 46732 | 39883 |
1.5% | 155596 | 111341 | 87538 | 76972 | 59835 | 49592 | 42794 |
2% | 158316 | 114096 | 90333 | 79795 | 62729 | 52557 | 45832 |
2.5% | 161065 | 116894 | 93184 | 82681 | 65707 | 55628 | 48994 |
3% | 163844 | 119735 | 96090 | 85632 | 68770 | 58802 | 52278 |
3.5% | 166654 | 122618 | 99051 | 88645 | 71915 | 62077 | 55681 |
4% | 169493 | 125543 | 102066 | 91721 | 75141 | 65451 | 59199 |
4.5% | 172362 | 128511 | 105136 | 94859 | 78448 | 68923 | 62828 |
5% | 175260 | 131521 | 108259 | 98058 | 81834 | 72489 | 66565 |
5.5% | 178188 | 134572 | 111436 | 101318 | 85298 | 76146 | 70405 |
6% | 181146 | 137665 | 114665 | 104638 | 88837 | 79893 | 74344 |