| Monthly Repayment |
HKD$8,232
|
| Loan Amount |
HKD$1.74 Millions
|
| Total interest |
HKD$0.73 Millions
|
| Total repayment |
HKD$2.47 Millions
|
| Down payment |
HKD$740,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$17,400
|
| Agency Fee |
HKD$24,800
|
| complete insurance payment |
--
|
| Total Expense |
HKD$782,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 21407 | 15208 | 11871 | 10389 | 7983 | 6542 | 5583 |
| 1.5% | 21783 | 15587 | 12255 | 10776 | 8376 | 6942 | 5991 |
| 2% | 22164 | 15973 | 12646 | 11171 | 8782 | 7358 | 6416 |
| 2.5% | 22549 | 16365 | 13045 | 11575 | 9199 | 7787 | 6859 |
| 3% | 22938 | 16762 | 13452 | 11988 | 9627 | 8232 | 7319 |
| 3.5% | 23331 | 17166 | 13867 | 12410 | 10068 | 8690 | 7795 |
| 4% | 23729 | 17576 | 14289 | 12840 | 10519 | 9163 | 8287 |
| 4.5% | 24130 | 17991 | 14719 | 13280 | 10982 | 9649 | 8796 |
| 5% | 24536 | 18412 | 15156 | 13728 | 11456 | 10148 | 9319 |
| 5.5% | 24946 | 18840 | 15601 | 14184 | 11941 | 10660 | 9856 |
| 6% | 25360 | 19273 | 16053 | 14649 | 12437 | 11185 | 10408 |
