| Monthly Repayment |
HKD$69,709
|
| Loan Amount |
HKD$14.7 Millions
|
| Total interest |
HKD$6.21 Millions
|
| Total repayment |
HKD$20.91 Millions
|
| Down payment |
HKD$9,800,000
|
| Stamp Duty |
HKD$1,041,250
|
| Legal Fee |
HKD$78,750
|
| Agency Fee |
HKD$245,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$11,165,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 181269 | 128778 | 100527 | 87978 | 67604 | 55400 | 47281 |
| 1.5% | 184457 | 131993 | 103775 | 91249 | 70934 | 58790 | 50732 |
| 2% | 187681 | 135259 | 107089 | 94595 | 74364 | 62306 | 54334 |
| 2.5% | 190940 | 138576 | 110468 | 98018 | 77895 | 65946 | 58082 |
| 3% | 194235 | 141944 | 113913 | 101515 | 81525 | 69709 | 61975 |
| 3.5% | 197565 | 145362 | 117423 | 105087 | 85254 | 73591 | 66009 |
| 4% | 200931 | 148830 | 120998 | 108734 | 89079 | 77592 | 70180 |
| 4.5% | 204332 | 152348 | 124637 | 112454 | 92999 | 81707 | 74482 |
| 5% | 207768 | 155916 | 128339 | 116246 | 97013 | 85934 | 78912 |
| 5.5% | 211239 | 159533 | 132105 | 120111 | 101119 | 90270 | 83464 |
| 6% | 214745 | 163200 | 135934 | 124046 | 105315 | 94712 | 88133 |
