Monthly Repayment |
HKD$83,905
|
Initial Payment |
HKD$12.15 Millions
|
Loan Amount |
HKD$12.15 Millions
|
Total interest |
HKD$2.95 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$1,032,750
|
Legal Fee |
HKD$78,250
|
Agency Fee |
HKD$243,000
|
Total Expense |
HKD$1,354,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 149824 | 106439 | 83089 | 72717 | 55877 | 45790 | 39079 |
1.5% | 152459 | 109096 | 85773 | 75420 | 58629 | 48592 | 41932 |
2% | 155124 | 111796 | 88512 | 78186 | 61464 | 51498 | 44908 |
2.5% | 157818 | 114537 | 91305 | 81014 | 64383 | 54506 | 48007 |
3% | 160541 | 117321 | 94152 | 83905 | 67383 | 57616 | 51224 |
3.5% | 163294 | 120146 | 97054 | 86858 | 70465 | 60825 | 54558 |
4% | 166075 | 123012 | 100008 | 89872 | 73626 | 64132 | 58005 |
4.5% | 168886 | 125920 | 103016 | 92946 | 76866 | 67533 | 61562 |
5% | 171726 | 128869 | 106076 | 96081 | 80184 | 71027 | 65223 |
5.5% | 174596 | 131859 | 109189 | 99275 | 83578 | 74611 | 68986 |
6% | 177493 | 134889 | 112353 | 102528 | 87046 | 78282 | 72845 |