Monthly Repayment |
HKD$57,379
|
Initial Payment |
HKD$12.1 Millions
|
Loan Amount |
HKD$12.1 Millions
|
Total interest |
HKD$5.11 Millions
|
complete insurance payment |
HKD$36,300 (0.3%)
|
Stamp Duty |
HKD$1,028,500
|
Legal Fee |
HKD$78,000
|
Agency Fee |
HKD$242,000
|
Total Expense |
HKD$1,384,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 149208 | 106000 | 82747 | 72417 | 55647 | 45601 | 38918 |
1.5% | 151832 | 108647 | 85420 | 75109 | 58387 | 48392 | 41759 |
2% | 154485 | 111336 | 88148 | 77864 | 61211 | 51286 | 44723 |
2.5% | 157168 | 114066 | 90929 | 80681 | 64118 | 54282 | 47809 |
3% | 159880 | 116838 | 93765 | 83560 | 67106 | 57379 | 51014 |
3.5% | 162622 | 119651 | 96654 | 86500 | 70175 | 60575 | 54334 |
4% | 165392 | 122506 | 99597 | 89502 | 73323 | 63868 | 57767 |
4.5% | 168191 | 125402 | 102592 | 92564 | 76550 | 67255 | 61308 |
5% | 171020 | 128339 | 105640 | 95686 | 79854 | 70735 | 64955 |
5.5% | 173877 | 131316 | 108740 | 98867 | 83234 | 74304 | 68702 |
6% | 176763 | 134334 | 111891 | 102106 | 86688 | 77960 | 72545 |