Monthly Repayment |
HKD$8,286
|
Initial Payment |
HKD$1.2 Millions
|
Loan Amount |
HKD$1.2 Millions
|
Total interest |
HKD$0.29 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$17,000
|
Agency Fee |
HKD$24,000
|
Total Expense |
HKD$41,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 14797 | 10512 | 8206 | 7181 | 5518 | 4522 | 3859 |
1.5% | 15057 | 10774 | 8471 | 7448 | 5790 | 4799 | 4141 |
2% | 15320 | 11041 | 8741 | 7722 | 6070 | 5086 | 4435 |
2.5% | 15586 | 11312 | 9017 | 8001 | 6358 | 5383 | 4741 |
3% | 15855 | 11587 | 9299 | 8286 | 6655 | 5690 | 5059 |
3.5% | 16127 | 11866 | 9585 | 8578 | 6959 | 6007 | 5388 |
4% | 16402 | 12149 | 9877 | 8876 | 7271 | 6334 | 5728 |
4.5% | 16680 | 12436 | 10174 | 9179 | 7591 | 6669 | 6080 |
5% | 16960 | 12727 | 10476 | 9489 | 7919 | 7015 | 6441 |
5.5% | 17244 | 13023 | 10784 | 9805 | 8254 | 7369 | 6813 |
6% | 17530 | 13322 | 11096 | 10126 | 8597 | 7731 | 7194 |