Monthly Repayment |
HKD$56,786
|
Initial Payment |
HKD$11.98 Millions
|
Loan Amount |
HKD$11.98 Millions
|
Total interest |
HKD$5.06 Millions
|
complete insurance payment |
HKD$35,925 (0.3%)
|
Stamp Duty |
HKD$1,017,875
|
Legal Fee |
HKD$77,375
|
Agency Fee |
HKD$239,500
|
Total Expense |
HKD$1,370,675
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 147666 | 104905 | 81892 | 71669 | 55072 | 45130 | 38516 |
1.5% | 150263 | 107525 | 84538 | 74333 | 57784 | 47892 | 41328 |
2% | 152890 | 110186 | 87237 | 77060 | 60579 | 50756 | 44261 |
2.5% | 155545 | 112888 | 89990 | 79848 | 63455 | 53721 | 47315 |
3% | 158229 | 115631 | 92796 | 82697 | 66413 | 56786 | 50487 |
3.5% | 160942 | 118415 | 95656 | 85607 | 69450 | 59949 | 53773 |
4% | 163683 | 121241 | 98568 | 88577 | 72566 | 63208 | 57170 |
4.5% | 166454 | 124106 | 101532 | 91607 | 75759 | 66560 | 60675 |
5% | 169253 | 127013 | 104548 | 94697 | 79029 | 70004 | 64284 |
5.5% | 172081 | 129960 | 107616 | 97845 | 82374 | 73536 | 67992 |
6% | 174937 | 132947 | 110735 | 101051 | 85792 | 77155 | 71796 |