Monthly Repayment |
HKD$55,956
|
Initial Payment |
HKD$11.8 Millions
|
Loan Amount |
HKD$11.8 Millions
|
Total interest |
HKD$4.99 Millions
|
complete insurance payment |
HKD$35,400 (0.3%)
|
Stamp Duty |
HKD$1,003,000
|
Legal Fee |
HKD$76,500
|
Agency Fee |
HKD$236,000
|
Total Expense |
HKD$1,350,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 145508 | 103372 | 80695 | 70622 | 54267 | 44470 | 37953 |
1.5% | 148067 | 105953 | 83302 | 73247 | 56940 | 47192 | 40724 |
2% | 150655 | 108575 | 85962 | 75934 | 59694 | 50014 | 43615 |
2.5% | 153272 | 111238 | 88675 | 78681 | 62528 | 52936 | 46624 |
3% | 155916 | 113941 | 91440 | 81488 | 65442 | 55956 | 49749 |
3.5% | 158590 | 116685 | 94258 | 84356 | 68435 | 59073 | 52987 |
4% | 161291 | 119469 | 97127 | 87283 | 71505 | 62284 | 56335 |
4.5% | 164021 | 122293 | 100048 | 90269 | 74652 | 65588 | 59788 |
5% | 166780 | 125157 | 103021 | 93313 | 77874 | 68981 | 63344 |
5.5% | 169566 | 128061 | 106044 | 96415 | 81170 | 72462 | 66999 |
6% | 172380 | 131004 | 109117 | 99575 | 84538 | 76027 | 70746 |