Monthly Repayment |
HKD$6,686
|
Initial Payment |
HKD$0.94 Millions
|
Loan Amount |
HKD$1.41 Millions
|
Total interest |
HKD$0.6 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$16,750
|
Agency Fee |
HKD$23,500
|
Total Expense |
HKD$40,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 17387 | 12352 | 9642 | 8438 | 6484 | 5313 | 4535 |
1.5% | 17692 | 12660 | 9953 | 8752 | 6803 | 5639 | 4866 |
2% | 18002 | 12973 | 10271 | 9073 | 7132 | 5976 | 5211 |
2.5% | 18314 | 13292 | 10595 | 9401 | 7471 | 6325 | 5571 |
3% | 18630 | 13615 | 10926 | 9737 | 7819 | 6686 | 5944 |
3.5% | 18950 | 13942 | 11263 | 10079 | 8177 | 7058 | 6331 |
4% | 19273 | 14275 | 11605 | 10429 | 8544 | 7442 | 6731 |
4.5% | 19599 | 14613 | 11954 | 10786 | 8920 | 7837 | 7144 |
5% | 19928 | 14955 | 12310 | 11150 | 9305 | 8242 | 7569 |
5.5% | 20261 | 15302 | 12671 | 11520 | 9699 | 8658 | 8005 |
6% | 20598 | 15653 | 13038 | 11898 | 10101 | 9084 | 8453 |