Monthly Repayment |
HKD$55,482
|
Initial Payment |
HKD$11.7 Millions
|
Loan Amount |
HKD$11.7 Millions
|
Total interest |
HKD$4.94 Millions
|
complete insurance payment |
HKD$35,100 (0.3%)
|
Stamp Duty |
HKD$994,500
|
Legal Fee |
HKD$76,000
|
Agency Fee |
HKD$234,000
|
Total Expense |
HKD$1,339,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 144275 | 102496 | 80011 | 70023 | 53807 | 44094 | 37631 |
1.5% | 146813 | 105056 | 82596 | 72626 | 56457 | 46792 | 40379 |
2% | 149378 | 107655 | 85234 | 75290 | 59188 | 49590 | 43245 |
2.5% | 151973 | 110295 | 87923 | 78014 | 61998 | 52488 | 46229 |
3% | 154595 | 112976 | 90665 | 80798 | 64887 | 55482 | 49327 |
3.5% | 157246 | 115696 | 93459 | 83641 | 67855 | 58572 | 52538 |
4% | 159925 | 118456 | 96304 | 86543 | 70899 | 61756 | 55857 |
4.5% | 162631 | 121256 | 99200 | 89504 | 74019 | 65032 | 59282 |
5% | 165366 | 124096 | 102147 | 92522 | 77214 | 68397 | 62808 |
5.5% | 168129 | 126975 | 105145 | 95598 | 80482 | 71848 | 66431 |
6% | 170920 | 129893 | 108192 | 98731 | 83822 | 75383 | 70147 |