Monthly Repayment |
HKD$79,416
|
Initial Payment |
HKD$11.5 Millions
|
Loan Amount |
HKD$11.5 Millions
|
Total interest |
HKD$2.8 Millions
|
complete insurance payment |
HKD$34,500 (0.3%)
|
Stamp Duty |
HKD$977,500
|
Legal Fee |
HKD$75,000
|
Agency Fee |
HKD$230,000
|
Total Expense |
HKD$1,317,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 141809 | 100744 | 78644 | 68826 | 52887 | 43340 | 36988 |
1.5% | 144303 | 103260 | 81184 | 71385 | 55492 | 45992 | 39688 |
2% | 146825 | 105815 | 83777 | 74003 | 58176 | 48743 | 42506 |
2.5% | 149375 | 108410 | 86420 | 76680 | 60938 | 51590 | 45438 |
3% | 151952 | 111044 | 89115 | 79416 | 63778 | 54534 | 48484 |
3.5% | 154558 | 113718 | 91861 | 82211 | 66695 | 57571 | 51640 |
4% | 157191 | 116431 | 94658 | 85064 | 69687 | 60701 | 54902 |
4.5% | 159851 | 119184 | 97505 | 87974 | 72754 | 63920 | 58268 |
5% | 162539 | 121975 | 100401 | 90941 | 75894 | 67227 | 61734 |
5.5% | 165255 | 124805 | 103348 | 93964 | 79107 | 70620 | 65295 |
6% | 167998 | 127673 | 106343 | 97043 | 82389 | 74094 | 68948 |