| Monthly Repayment |
HKD$7,634
|
| Loan Amount |
HKD$1.61 Millions
|
| Total interest |
HKD$0.68 Millions
|
| Total repayment |
HKD$2.29 Millions
|
| Down payment |
HKD$690,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$16,500
|
| Agency Fee |
HKD$23,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$729,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 19853 | 14104 | 11010 | 9635 | 7404 | 6067 | 5178 |
| 1.5% | 20202 | 14456 | 11365 | 9993 | 7768 | 6438 | 5556 |
| 2% | 20555 | 14814 | 11728 | 10360 | 8144 | 6824 | 5950 |
| 2.5% | 20912 | 15177 | 12098 | 10735 | 8531 | 7222 | 6361 |
| 3% | 21273 | 15546 | 12476 | 11118 | 8929 | 7634 | 6787 |
| 3.5% | 21638 | 15920 | 12860 | 11509 | 9337 | 8060 | 7229 |
| 4% | 22006 | 16300 | 13252 | 11908 | 9756 | 8498 | 7686 |
| 4.5% | 22379 | 16685 | 13650 | 12316 | 10185 | 8948 | 8157 |
| 5% | 22755 | 17076 | 14056 | 12731 | 10625 | 9411 | 8642 |
| 5.5% | 23135 | 17472 | 14468 | 13155 | 11074 | 9886 | 9141 |
| 6% | 23519 | 17874 | 14888 | 13586 | 11534 | 10373 | 9652 |
