Monthly Repayment |
HKD$821
|
Initial Payment |
HKD$0.12 Millions
|
Loan Amount |
HKD$0.12 Millions
|
Total interest |
HKD$0.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$3,750
|
Agency Fee |
HKD$2,380
|
Total Expense |
HKD$6,230
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 1467 | 1042 | 813 | 712 | 547 | 448 | 382 |
1.5% | 1493 | 1068 | 840 | 738 | 574 | 475 | 410 |
2% | 1519 | 1094 | 866 | 765 | 602 | 504 | 439 |
2.5% | 1545 | 1121 | 894 | 793 | 630 | 533 | 470 |
3% | 1572 | 1149 | 922 | 821 | 659 | 564 | 501 |
3.5% | 1599 | 1176 | 950 | 850 | 690 | 595 | 534 |
4% | 1626 | 1204 | 979 | 880 | 721 | 628 | 568 |
4.5% | 1654 | 1233 | 1008 | 910 | 752 | 661 | 602 |
5% | 1681 | 1262 | 1038 | 941 | 785 | 695 | 638 |
5.5% | 1710 | 1291 | 1069 | 972 | 818 | 730 | 675 |
6% | 1738 | 1321 | 1100 | 1004 | 852 | 766 | 713 |