| Monthly Repayment |
HKD$64,872
|
| Loan Amount |
HKD$13.68 Millions
|
| Total interest |
HKD$5.78 Millions
|
| Total repayment |
HKD$19.46 Millions
|
| Down payment |
HKD$9,120,000
|
| Stamp Duty |
HKD$969,000
|
| Legal Fee |
HKD$74,500
|
| Agency Fee |
HKD$228,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$10,391,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 168691 | 119842 | 93552 | 81874 | 62913 | 51556 | 44000 |
| 1.5% | 171658 | 122834 | 96574 | 84917 | 66012 | 54711 | 47212 |
| 2% | 174658 | 125874 | 99658 | 88031 | 69204 | 57983 | 50563 |
| 2.5% | 177691 | 128961 | 102803 | 91216 | 72490 | 61370 | 54052 |
| 3% | 180757 | 132095 | 106009 | 94471 | 75868 | 64872 | 57675 |
| 3.5% | 183857 | 135275 | 109275 | 97795 | 79338 | 68485 | 61429 |
| 4% | 186989 | 138503 | 112602 | 101189 | 82898 | 72208 | 65310 |
| 4.5% | 190154 | 141777 | 115988 | 104651 | 86546 | 76037 | 69314 |
| 5% | 193351 | 145097 | 119434 | 108180 | 90281 | 79971 | 73437 |
| 5.5% | 196582 | 148463 | 122939 | 111777 | 94102 | 84007 | 77673 |
| 6% | 199845 | 151876 | 126502 | 115439 | 98007 | 88140 | 82018 |
