Monthly Repayment |
HKD$7,568
|
Initial Payment |
HKD$0.68 Millions
|
Loan Amount |
HKD$1.6 Millions
|
Total interest |
HKD$0.67 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$16,400
|
Agency Fee |
HKD$22,800
|
Total Expense |
HKD$39,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 19680 | 13981 | 10914 | 9551 | 7339 | 6014 | 5133 |
1.5% | 20026 | 14330 | 11267 | 9907 | 7701 | 6382 | 5508 |
2% | 20376 | 14685 | 11626 | 10270 | 8073 | 6764 | 5899 |
2.5% | 20730 | 15045 | 11993 | 10641 | 8457 | 7159 | 6306 |
3% | 21088 | 15411 | 12367 | 11021 | 8851 | 7568 | 6728 |
3.5% | 21450 | 15782 | 12748 | 11409 | 9256 | 7989 | 7166 |
4% | 21815 | 16158 | 13136 | 11805 | 9671 | 8424 | 7619 |
4.5% | 22184 | 16540 | 13532 | 12209 | 10097 | 8871 | 8086 |
5% | 22557 | 16928 | 13934 | 12621 | 10532 | 9330 | 8567 |
5.5% | 22934 | 17320 | 14342 | 13040 | 10978 | 9800 | 9061 |
6% | 23315 | 17718 | 14758 | 13467 | 11434 | 10283 | 9568 |