Monthly Repayment |
HKD$53,585
|
Initial Payment |
HKD$11.3 Millions
|
Loan Amount |
HKD$11.3 Millions
|
Total interest |
HKD$4.78 Millions
|
complete insurance payment |
HKD$33,900 (0.3%)
|
Stamp Duty |
HKD$960,500
|
Legal Fee |
HKD$74,000
|
Agency Fee |
HKD$226,000
|
Total Expense |
HKD$1,294,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 139343 | 98992 | 77276 | 67629 | 51968 | 42586 | 36345 |
1.5% | 141793 | 101464 | 79772 | 70143 | 54527 | 45192 | 38998 |
2% | 144272 | 103975 | 82320 | 72716 | 57164 | 47895 | 41767 |
2.5% | 146777 | 106524 | 84917 | 75347 | 59879 | 50693 | 44648 |
3% | 149310 | 109113 | 87566 | 78035 | 62669 | 53585 | 47641 |
3.5% | 151870 | 111741 | 90264 | 80781 | 65535 | 56570 | 50742 |
4% | 154457 | 114407 | 93012 | 83584 | 68475 | 59645 | 53947 |
4.5% | 157071 | 117111 | 95809 | 86444 | 71489 | 62809 | 57255 |
5% | 159713 | 119854 | 98655 | 89359 | 74574 | 66058 | 60660 |
5.5% | 162381 | 122634 | 101550 | 92330 | 77731 | 69391 | 64160 |
6% | 165076 | 125453 | 104493 | 95355 | 80956 | 72806 | 67749 |