Monthly Repayment |
HKD$63,677
|
Initial Payment |
HKD$8.95 Millions
|
Loan Amount |
HKD$13.43 Millions
|
Total interest |
HKD$5.68 Millions
|
complete insurance payment |
HKD$40,284 (0.3%)
|
Stamp Duty |
HKD$951,150
|
Legal Fee |
HKD$73,450
|
Agency Fee |
HKD$223,800
|
Total Expense |
HKD$1,288,684
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 165583 | 117634 | 91828 | 80365 | 61754 | 50606 | 43189 |
1.5% | 168496 | 120572 | 94795 | 83353 | 64796 | 53703 | 46342 |
2% | 171441 | 123555 | 97822 | 86410 | 67930 | 56915 | 49632 |
2.5% | 174418 | 126585 | 100909 | 89536 | 71155 | 60240 | 53056 |
3% | 177428 | 129661 | 104056 | 92731 | 74471 | 63677 | 56612 |
3.5% | 180470 | 132783 | 107262 | 95994 | 77876 | 67223 | 60297 |
4% | 183544 | 135951 | 110528 | 99325 | 81371 | 70877 | 64107 |
4.5% | 186651 | 139165 | 113852 | 102723 | 84952 | 74637 | 68037 |
5% | 189790 | 142424 | 117234 | 106187 | 88618 | 78498 | 72084 |
5.5% | 192960 | 145729 | 120674 | 109717 | 92369 | 82459 | 76242 |
6% | 196163 | 149078 | 124171 | 113313 | 96202 | 86516 | 80507 |