| Monthly Repayment |
HKD$62,595
|
| Loan Amount |
HKD$13.2 Millions
|
| Total Interest |
HKD$5.58 Millions
|
| Total repayment |
HKD$18.78 Millions
|
| Down payment |
HKD$8,800,000
|
| Stamp Duty |
HKD$935,000
|
| Legal Fee |
HKD$72,500
|
| Agency Fee |
HKD$220,000
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$10,027,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 162772 | 115637 | 90269 | 79001 | 60706 | 49747 | 42456 |
| 1.5% | 165635 | 118524 | 93186 | 81938 | 63695 | 52791 | 45555 |
| 2% | 168530 | 121457 | 96161 | 84943 | 66776 | 55948 | 48789 |
| 2.5% | 171456 | 124436 | 99196 | 88016 | 69947 | 59217 | 52155 |
| 3% | 174415 | 127460 | 102289 | 91156 | 73206 | 62595 | 55651 |
| 3.5% | 177406 | 130529 | 105441 | 94364 | 76554 | 66082 | 59273 |
| 4% | 180428 | 133643 | 108651 | 97638 | 79989 | 69674 | 63018 |
| 4.5% | 183482 | 136802 | 111918 | 100979 | 83509 | 73369 | 66882 |
| 5% | 186567 | 140006 | 115243 | 104384 | 87114 | 77165 | 70860 |
| 5.5% | 189684 | 143254 | 118625 | 107855 | 90801 | 81059 | 74948 |
| 6% | 192832 | 146547 | 122063 | 111389 | 94568 | 85047 | 79140 |