Monthly Repayment |
HKD$62,026
|
Initial Payment |
HKD$8.72 Millions
|
Loan Amount |
HKD$13.08 Millions
|
Total interest |
HKD$5.53 Millions
|
complete insurance payment |
HKD$39,240 (0.3%)
|
Stamp Duty |
HKD$926,500
|
Legal Fee |
HKD$72,000
|
Agency Fee |
HKD$218,000
|
Total Expense |
HKD$1,255,740
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 161292 | 114586 | 89449 | 78283 | 60154 | 49294 | 42070 |
1.5% | 164129 | 117447 | 92338 | 81193 | 63116 | 52311 | 45141 |
2% | 166998 | 120353 | 95287 | 84170 | 66169 | 55440 | 48346 |
2.5% | 169898 | 123305 | 98294 | 87216 | 69311 | 58679 | 51681 |
3% | 172829 | 126301 | 101359 | 90328 | 72541 | 62026 | 55145 |
3.5% | 175793 | 129342 | 104482 | 93506 | 75858 | 65481 | 58735 |
4% | 178787 | 132428 | 107663 | 96751 | 79262 | 69041 | 62445 |
4.5% | 181814 | 135559 | 110901 | 100061 | 82750 | 72702 | 66274 |
5% | 184871 | 138733 | 114196 | 103435 | 86322 | 76464 | 70216 |
5.5% | 187960 | 141952 | 117547 | 106874 | 89975 | 80322 | 74266 |
6% | 191079 | 145214 | 120953 | 110376 | 93709 | 84274 | 78421 |