| Monthly Repayment |
HKD$7,236
|
| Loan Amount |
HKD$1.53 Millions
|
| Total Interest |
HKD$0.64 Millions
|
| Total repayment |
HKD$2.17 Millions
|
| Down payment |
HKD$650,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$15,900
|
| Agency Fee |
HKD$21,800
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$687,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 18817 | 13368 | 10435 | 9133 | 7017 | 5751 | 4908 |
| 1.5% | 19148 | 13702 | 10772 | 9472 | 7363 | 6103 | 5266 |
| 2% | 19483 | 14041 | 11116 | 9819 | 7719 | 6468 | 5640 |
| 2.5% | 19821 | 14385 | 11467 | 10175 | 8086 | 6845 | 6029 |
| 3% | 20163 | 14735 | 11825 | 10538 | 8463 | 7236 | 6433 |
| 3.5% | 20509 | 15089 | 12189 | 10909 | 8850 | 7639 | 6852 |
| 4% | 20858 | 15450 | 12560 | 11287 | 9247 | 8054 | 7285 |
| 4.5% | 21211 | 15815 | 12938 | 11673 | 9654 | 8482 | 7732 |
| 5% | 21568 | 16185 | 13322 | 12067 | 10070 | 8920 | 8191 |
| 5.5% | 21928 | 16561 | 13713 | 12468 | 10497 | 9370 | 8664 |
| 6% | 22292 | 16941 | 14111 | 12877 | 10932 | 9832 | 9149 |