Monthly Repayment |
HKD$61,173
|
Initial Payment |
HKD$8.6 Millions
|
Loan Amount |
HKD$12.9 Millions
|
Total interest |
HKD$5.45 Millions
|
complete insurance payment |
HKD$38,700 (0.3%)
|
Stamp Duty |
HKD$900,000
|
Legal Fee |
HKD$71,250
|
Agency Fee |
HKD$215,000
|
Total Expense |
HKD$1,224,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 159073 | 113009 | 88218 | 77205 | 59326 | 48616 | 41491 |
1.5% | 161870 | 115831 | 91068 | 80075 | 62248 | 51591 | 44520 |
2% | 164699 | 118697 | 93976 | 83012 | 65258 | 54677 | 47680 |
2.5% | 167560 | 121608 | 96941 | 86015 | 68357 | 57871 | 50970 |
3% | 170451 | 124563 | 99964 | 89085 | 71543 | 61173 | 54386 |
3.5% | 173374 | 127562 | 103045 | 92219 | 74814 | 64580 | 57926 |
4% | 176327 | 130606 | 106181 | 95419 | 78171 | 68090 | 61586 |
4.5% | 179312 | 133693 | 109375 | 98684 | 81611 | 71702 | 65362 |
5% | 182327 | 136824 | 112624 | 102012 | 85134 | 75412 | 69249 |
5.5% | 185373 | 139998 | 115929 | 105403 | 88737 | 79217 | 73244 |
6% | 188450 | 143216 | 119289 | 108857 | 92419 | 83114 | 77342 |