Monthly Repayment |
HKD$50,740
|
Initial Payment |
HKD$10.7 Millions
|
Loan Amount |
HKD$10.7 Millions
|
Total interest |
HKD$4.52 Millions
|
complete insurance payment |
HKD$32,100 (0.3%)
|
Stamp Duty |
HKD$890,000
|
Legal Fee |
HKD$71,000
|
Agency Fee |
HKD$214,000
|
Total Expense |
HKD$1,207,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 131944 | 93736 | 73173 | 64038 | 49208 | 40325 | 34415 |
1.5% | 134264 | 96076 | 75537 | 66419 | 51632 | 42793 | 36927 |
2% | 136611 | 98454 | 77949 | 68855 | 54129 | 45352 | 39549 |
2.5% | 138984 | 100868 | 80409 | 71346 | 56699 | 48001 | 42277 |
3% | 141382 | 103319 | 82916 | 73892 | 59341 | 50740 | 45111 |
3.5% | 143806 | 105807 | 85471 | 76492 | 62055 | 53566 | 48047 |
4% | 146256 | 108332 | 88073 | 79146 | 64839 | 56478 | 51083 |
4.5% | 148731 | 110893 | 90722 | 81854 | 67693 | 59474 | 54215 |
5% | 151232 | 113490 | 93417 | 84614 | 70615 | 62551 | 57439 |
5.5% | 153759 | 116123 | 96158 | 87427 | 73603 | 65707 | 60753 |
6% | 156311 | 118791 | 98945 | 90292 | 76658 | 68940 | 64151 |