Monthly Repayment |
HKD$59,750
|
Initial Payment |
HKD$8.4 Millions
|
Loan Amount |
HKD$12.6 Millions
|
Total interest |
HKD$5.33 Millions
|
complete insurance payment |
HKD$37,800 (0.3%)
|
Stamp Duty |
HKD$850,000
|
Legal Fee |
HKD$70,000
|
Agency Fee |
HKD$210,000
|
Total Expense |
HKD$1,167,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 155373 | 110381 | 86166 | 75410 | 57946 | 47485 | 40526 |
1.5% | 158106 | 113137 | 88950 | 78213 | 60800 | 50391 | 43485 |
2% | 160869 | 115936 | 91790 | 81082 | 63741 | 53405 | 46572 |
2.5% | 163663 | 118780 | 94687 | 84015 | 66767 | 56525 | 49785 |
3% | 166487 | 121666 | 97640 | 87013 | 69879 | 59750 | 53122 |
3.5% | 169342 | 124596 | 100648 | 90075 | 73074 | 63078 | 56579 |
4% | 172226 | 127568 | 103712 | 93200 | 76353 | 66507 | 60154 |
4.5% | 175142 | 130584 | 106831 | 96389 | 79713 | 70034 | 63842 |
5% | 178087 | 133642 | 110005 | 99639 | 83154 | 73658 | 67639 |
5.5% | 181062 | 136743 | 113233 | 102952 | 86673 | 77375 | 71541 |
6% | 184067 | 139885 | 116515 | 106325 | 90270 | 81181 | 75543 |